lawyers Javea Denia

lawyers Javea Denia
lawyers javea

Saturday, 11 July 2020

BUYING A PROPERTY #Javea and #Denia #Lawyers Blanco #abogados

BUYING A PROPERTY #Javea and #Denia #Lawyers Blanco #abogados In this guide we describe the usual processes for a foreign (UK) couple buying a resale property. As European Union members, the British have the same right to buy in Spain as the Spanish do, although with a few restrictions. However, there are significant legal differences in the sales processes between countries, such as property law, urban planning and coastal law, building regulation, tax law, money laundering regulations, mortgage regulations and consumer rights. What follows therefore, is just a general overview. Like Frank and Diane, you should always get independent legal advice before attempting to buy property in Spain. Reservation agreement. Frank and Diane have found the property they like. Their agent now takes them to a local bar to celebrate and explains what will happen next. Firstly they are given a document to sign and asked to pay €5,000 as deposit, because the agents says there are other people looking at the house. Indeed, it could well be being marketed by other agents too, who must be informed that the owner has agreed and stopped all viewings. Most legal documents will be in Spanish – that being the legal language of the country – so a translation must be given and both signed by the owner and the buyer or their representatives. CRUNCH POINT: Frank feels uncomfortable signing this contract, and insists that they will consult their lawyer first. He doesn’t want to be committing to buy the property before any legal checks have been completed. It makes for a slightly awkward celebration but, as Frank says to Diane while the agent isn’t listening – better that than spending years regretting it. As soon as they get back to their hotel, Frank sends a copy of the agreement to their independent lawyer. Frank’s lawyer calls him back and explains that after reading it through, he can confirm that this is simply a “reservation agreement” to take the specified property off the market for, usually, 15-30 days, at the stated price. It is quite normal to pay a deposit of between €3,000 and €10,000, which will be taken off the final purchase price. By Frank and Diane making the agreement subject to preliminary legal checks, mortgage loan availability on the property and a building survey, the deposit should be returned if there are problems. Estate agents are understandably keen to get overseas buyers – who are prone to getting cold feet when they return home – to sign and pay up while there. And it does secure the property for the couple. However, if they didn’t believe anybody else was imminently trying to buy it, and were not entirely 100% sure themselves, what would be the advantage in paying up? It is a significant amount of money to lose if they later pull out. However, Frank and Diane decide that they will “lock in” their decision so they sign the agreement and pay the €5,000. Now they are finally ready to celebrate! The next day, with their lawyer or estate agent they go to the immigration office to start the process of obtaining their NIE number (see box, right). They have also given a down-payment to their lawyer, who starts the search process to ensure that the property is legally the seller’s to sell (and if it is jointly owned, get confirmation that all the owners have agreed to sell), has no debts or sale restrictions on it and has planning permission. At this stage, if there are legal problems not mentioned in the sale particulars they will be entitled to back out and get their deposit repaid. This would not have been possible had they, as some agents will attempt to get buyers to, signed a preliminary sales contract instead of a reservation agreement. There are many ways of buying property in Spain. The type of contract will depend on the type of property, whether new build or resale, the nationality of the buyer (understandably, sellers are more keen to get a binding deposit from an overseas buyer), the speed with which the buyers want matters concluded, and how much they trust the seller. If all the due diligence can be completed quickly it is possible to buy a property in Spain in a day or two, but never attempt to buy quickly if it means skimping on your legal protection. In this guide we describe the usual processes for a foreign (UK) couple buying a resale property. Info from registradores.org #denia #recomendations #solicitor #lawyer #propery #costablanca #javea #elspoblets a href="https://4.bp.blogspot.com/-IStnqL82ssY/XvNmxL5PLCI/AAAAAAAABWg/wQRompAXGbwzwR1GcrZr0zXUA4tXZWgcgCPcBGAsYHg/s1600/anuncio.jpg" imageanchor="1" >

Friday, 26 June 2020

Lawyers in JAVEA Blanco abogados

If you want to build a house in Spain as "autopromotor"(owner of the plot) you must know: www.blancolawfirm.com A good independent architect watches over you, is your right hand throughout the work and saves you money, a lot of money. Their fees are more than paid with the savings they generate.The architect certifies the payments of money during the building (must be in the contract). Legal It is necessary to know the legal situation of the plot, to make sure that it is free of charges, such as urbanization expenses pending payment, mortgages, attachments, debts to the conservation entity, etc. It is also essential an independent lawyer to make the contrac with the builder. Technical architec He is the director of work execution. Choose a builder: 1.- SOLVENCY 2.- TRAJECTORY. 3.- PERSONAL TREATMENT But remember that you will have to deal with this company for the next 14 months. Risk THE PROMOTER in such condition, will be responsible to third parties, for example for the City Council, etc. of the fulfillment of the urbanistic norms, of which it is constructed according to the license of works granted, of the obtaining of licenses of work, first occupation, etc. There are no bank guaranties for the promoter law 57/1968 a href="https://4.bp.blogspot.com/-IStnqL82ssY/XvNmxL5PLCI/AAAAAAAABWg/wQRompAXGbwzwR1GcrZr0zXUA4tXZWgcgCPcBGAsYHg/s1600/anuncio.jpg" imageanchor="1" >

Thursday, 25 June 2020

English speaking lawyer available in Javea and Denia

PROPERTY in Marina Alta. Basic recomendations CHECK LIST. Before sign any document find an INDEPENDENT lawyer. 1. Check who the owner is. If it is not the owner the person who signs must have a power of attorney. 2. It is very important to check if the property is free of charges, mortgage, or tenants via Land Registry. 3. Community fees. Letter of the administrator. 4. Price and payment: a certain amount that the buyer gives to the seller as a signal. 5. Selling fees: There are fees related to the purchase negotiation. Who pays?... Municipal Taxes. Seller Notary fees. negotatiable Registration fees. negotatiable 6. Check if the property has any penalties at the town hall 7. Check the urban situation of the property via Catastro and townhall. If in the future there are any urban projects in the area. Cadastral data: Descriptive and graphic cadastral certification that will be incorporated into the deeds to verify the coincidence or discrepancies between the cadastral data, the Property Registry and the real situation. Before you sign the deeds Energy efficiency certificate: The notary will ask the seller for the energy efficiency certificate or a copy of it. Cedula de habitabilidadThere are Autonomous Communities that require the seller to deliver to the buyer the valid habitability certificate. It is important in order to get the utility contracts. Verificatio of payment:The notary will verify and record in writing how and when the house has been paid. Warning of hidden defects: The notary will advise the seller that he responds to the defects that the house may have and that they are not appreciated at first sight, notwithstanding that, for whatever reasons.... Warning of tax oBligationS: The notary will advise the seller of his obligation to pay the municipal plusvalia. The Seller has to pay the IBI for the year and present the receipts for the last 4 years. Only for non residents sellers: Retention in the sales price of a dwelling, while the buyer is obliged to retain 3% of the declared purchasing price if the vendor is a non-resident Reteiner of the the plusvalia and Ibi After deeds 1. Pay the corresponding taxes 10%. 2. Register the purchase in the Property Registry. The deed can be submitted to the Registry of the Property by the notary The deed may also be submitted to the Property Registry by a copy authorized by the notary on paper. Contact us for specfic information, our work requires study of the corresponding documentationa href="https://4.bp.blogspot.com/-IStnqL82ssY/XvNmxL5PLCI/AAAAAAAABWg/wQRompAXGbwzwR1GcrZr0zXUA4tXZWgcgCPcBGAsYHg/s1600/anuncio.jpg" imageanchor="1" >

lawyerjavea lawyerdenia BUYING A PROPERTY spain

BUYING A PROPERTY In this guide we describe the usual processes for a foreign (UK) couple buying a resale property. As European Union members, the British have the same right to buy in Spain as the Spanish do, although with a few restrictions. However, there are significant legal differences in the sales processes between countries, such as property law, urban planning and coastal law, building regulation, tax law, money laundering regulations, mortgage regulations and consumer rights. What follows therefore, is just a general overview. Like Frank and Diane, you should always get independent legal advice before attempting to buy property in Spain. Reservation agreement. Frank and Diane have found the property they like. Their agent now takes them to a local bar to celebrate and explains what will happen next. Firstly they are given a document to sign and asked to pay €5,000 as deposit, because the agents says there are other people looking at the house. Indeed, it could well be being marketed by other agents too, who must be informed that the owner has agreed and stopped all viewings. Most legal documents will be in Spanish – that being the legal language of the country – so a translation must be given and both signed by the owner and the buyer or their representatives. CRUNCH POINT: Frank feels uncomfortable signing this contract, and insists that they will consult their lawyer first. He doesn’t want to be committing to buy the property before any legal checks have been completed. It makes for a slightly awkward celebration but, as Frank says to Diane while the agent isn’t listening – better that than spending years regretting it. As soon as they get back to their hotel, Frank sends a copy of the agreement to their independent lawyer. Frank’s lawyer calls him back and explains that after reading it through, he can confirm that this is simply a “reservation agreement” to take the specified property off the market for, usually, 15-30 days, at the stated price. It is quite normal to pay a deposit of between €3,000 and €10,000, which will be taken off the final purchase price. By Frank and Diane making the agreement subject to preliminary legal checks, mortgage loan availability on the property and a building survey, the deposit should be returned if there are problems. Estate agents are understandably keen to get overseas buyers – who are prone to getting cold feet when they return home – to sign and pay up while there. And it does secure the property for the couple. However, if they didn’t believe anybody else was imminently trying to buy it, and were not entirely 100% sure themselves, what would be the advantage in paying up? It is a significant amount of money to lose if they later pull out. However, Frank and Diane decide that they will “lock in” their decision so they sign the agreement and pay the €5,000. Now they are finally ready to celebrate! The next day, with their lawyer or estate agent they go to the immigration office to start the process of obtaining their NIE number (see box, right). They have also given a down-payment to their lawyer, who starts the search process to ensure that the property is legally the seller’s to sell (and if it is jointly owned, get confirmation that all the owners have agreed to sell), has no debts or sale restrictions on it and has planning permission. At this stage, if there are legal problems not mentioned in the sale particulars they will be entitled to back out and get their deposit repaid. This would not have been possible had they, as some agents will attempt to get buyers to, signed a preliminary sales contract instead of a reservation agreement. There are many ways of buying property in Spain. The type of contract will depend on the type of property, whether new build or resale, the nationality of the buyer (understandably, sellers are more keen to get a binding deposit from an overseas buyer), the speed with which the buyers want matters concluded, and how much they trust the seller. If all the due diligence can be completed quickly it is possible to buy a property in Spain in a day or two, but never attempt to buy quickly if it means skimping on your legal protection. In this guide we describe the usual processes for a foreign (UK) couple buying a resale property. Info from registradores.org #denia #recomendations #solicitor #lawyer #javea a href="https://4.bp.blogspot.com/-IStnqL82ssY/XvNmxL5PLCI/AAAAAAAABWg/wQRompAXGbwzwR1GcrZr0zXUA4tXZWgcgCPcBGAsYHg/s1600/anuncio.jpg" imageanchor="1" >

guidance/how-to-buy-property-in-spain… #Lawyerjavea #lawyerdenia

https://www.gov.uk/guidance/how-to-buy-property-in-spain…

Wednesday, 24 June 2020

Lawyer in denia Lawyer in javea Real Estate law Lawyers in Javea

Welcome to Blanco abogados www.blancolawfirm.com ​ We are a team of independent lawyers and legal advisers in Denia, Javea and Xativa who will help you make the best decision in respect to your legal rights and obligations. ​ Our Lawyers-Solicitors are experts in property conveyancing. We have a conveyancing packgage with a complete comprehensive legal check up of the property. We can offer also a structural survey for your future property We are your legal safety net in what is probably one of the largest investments in your life. ​ RECOMMENDED BY THE BRITSH EMBASSY